The Numbers Are In!

Every year, usually in October, the federal government announces the latest Cost of Living Adjustment, fondly referred to as COLA. The new rates are based on the Consumer Price Index, which is really a measure of the average change in prices for the nation’s goods and services. 

COLA at Work (or School)

Ah, but why should you or your beneficiaries or job seekers care? The simple answer is that the employees you support can earn more money and still qualify for benefits. Let’s talk about how that affects three groups of people: 1) SSDI recipients, 2) SSI recipients, and 3) some students with disabilities.

SSDI Recipients

Social Security’s substantial gainful activity (SGA) level and many of its work incentives are based on the annual COLA rate. In 2018, for instance, that means a worker eligible for Social Security Disability Insurance (SSDI) who is earning less than $1,180 per month may still be eligible for benefits after his or her Trial Work Period.

The new 2019 SGA level for workers who are disabled is $1,220; it’s $2,040 for workers who are blind. The recent COLA increase led to a fair increase in the SGA, which means your beneficiary can now earn $40 more per month ($480 per year) and still qualify for SSDI.

SSI Recipients

COLA also affects recipients of Supplemental Security Income (SSI). In 2018 the maximum SSI payment (the Federal Benefit Rate or FBR) was $750. In 2019, the FBR is $771, an increase of $21 per month.  

Students with Disabilities

Students with disabilities who are working make up another group affected by COLA if they’re using the Student Earned Income Exclusion. In 2019, Social Security ensures that working students can keep more of their SSI check by not counting up to $1,870 per month ($7,550 annually) of earned income when calculating a student’s monthly SSI payment.

2019 Employment & Benefits Information Trainings

The Center on Community Living and Careers is excited to announce its 2019 training schedule. This year we will continue to offer “Discovery Training,” “Employment Specialist Training,” “Strategies for Effective Supported Employment,” “Benefits Information Network Trainings” (Basic and Recertification trainings and “Social Security & Work Incentive Information” trainings).  

In addition, we’re adding a new online job development training to our menu. “Beyond Barriers to Passion and Possibilities,” featuring Denise Bissonnette, will be offered twice in 2019.

We will also continue the Leadership Series for VR and community employment directors, supervisors, and managers. The second installment in the series, “Better Together: Building Effective Employment Teams,” is an online, self-paced series of modules, which will open January 28.  More information coming soon.

Mark your calendars and watch your email inboxes to begin planning for your attendance! We have several trainings planned for January! Download and print the 2019 Employment Trainings save-the-dates flyer!

More Benefits Information

There are certainly more details regarding COLA and specific work incentives. Fortunately, Indiana has resources for workers with disabilities and the people who support them. That means you!  

CCLC will post updates to its Work Incentive Fact Sheets in January 2019.  Fact sheets will incorporate the updated SGA and COLA information and any other new information from Social Security.

Have more questions about national and state benefits that affect beneficiaries? Contact a Benefits Information Network (BIN) liaison. There are now 179 certified BIN liaisons in Indiana. For a referral to a BIN liaison, contact the Center on Community Living and Career’s Kelley Land (our benefits guru) at kelland@indiana.edu. 

Help! You Need Somebody

Today's earworm, provided by John, Paul, George, and Ringo: 

"Help! I need somebody. Help! Not just anybody. Help! You know I need someone. Help!"

Feeling like you need some help? 

Whether it's hand-holding to complete an ESRP, a little job development insight, or ongoing management support, we’re here for you. To address those unique needs, our experienced Technical Assistance and Training Team at the Center on Community Living and Careers can deliver field-based mentoring and hands-on skills practice, and we can work with your staff one-on-one or via virtual technology. In the past two years, we’ve worked with employment providers around the state on a number of topics critical for both agency and supported employee success! See our flyer for topics.

And most importantly, we’re flexible. Working together, we can create a training and technical assistance plan as a component of your Establishment Contract, or you can purchase our services separately. 

Here are what a few providers had to say about working with us…

"You are to be commended for your continued efforts to improve outcomes for those we serve and restore financial stability to our employment services. The management team can see the results of your efforts, as our revenues in VR services are slowly climbing. The technical assistance and support is making a difference. Thank you for working diligently to learn and implement new strategies for our consumers and our placement service. We have many exciting opportunities before us in the next year to continue our quality improvements." --Southern Indiana Resource Solutions

"Working with the technical assistance grant was incredibly successful for our team. In the 18 months prior to assistance, we averaged $225 a month in SE billing. Since the assistance on SE began, we are averaging just under $1,000 a month over the last eight months. [The TA team] also assisted us with improving our productivity as a department by providing tools and insights that we were missing. The employment specialists were averaging just over 50% productivity prior to assistance. Since then, the employment specialists as a group are averaging over 81% in their productivity (84% over the last three months)."  --Carey Services

"The technical assistance provided to [our organanization] was extremely helpful in our transition to the current VR service delivery model. Our TA listened carefully to our questions and concerns, and then developed training modules to specifically address them. The trainer…worked hard to make sure the training was meaningful to our staff." --Easterseals Crossroads

"The TA Program provided our Employment Specialists with one-on-one teaching, coaching and mentoring which increased our knowledge and understanding of the VR process. Through this relationship, we also gained confidence which led us to provide better services to our clients. Thus we used our time more efficiently and effectively which led to more appropriate jobs secured for clients. It was an important collaboration and partnership for our department; one that I would highly recommend to anyone who wants to help their Employment Specialists learn to match the right jobs with the right clients. It becomes a win-win for all." --Arc of Evansville

For more information on technical assistance and training consultation services, see our Employment Training and Consultation flyer and contact a team member soon! 

More Help!

As always, you can find lots of resources here on Shared Solutions. To add to your toolbox, and in case you missed them, here are a few webinars we’ve hosted recently…

Please note that Google Chrome has recently discontinued its support for some software programs, which may impact your ability to access trainings recorded in Adobe Connect. If you experience difficulty opening a training, try switching to another browser, such as Firefox or Microsoft Explorer.

Trial Work Experiences 
CCLC and Indiana Vocational Rehabilitation Services join forces to help you learn more about the purpose and expectations of a trial work experience (TWE), as well as how to complete a TWE.

• Trial Work Experiences
• TWE Presentation
• TWE Report Example 1
• TWE Report Example 2

Changes to the Indiana Benefits Information Network 
Listen in to prepare for these upcoming changes and to learn more about how BIN liaisons provide valuable services to your clients with disabilities. Topics covered include:

• What is the Benefits Information Network?
• A New Referral Routing Form
• Timeframe Change
• Payments

Watch the entire webinar here:  

And read the Q and A from the webinar here.

Bubbling Up New COLA Info

Every year, usually in October, the federal government announces the latest Cost of Living Adjustment, fondly referred to as COLA. The new rates are based on the Consumer Price Index, which is really a measure of the average change in prices for the nation’s goods and services. 

Ah, but why should you or your consumers care? 

It’s because Social Security’s substantial gainful activity (SGA) level and many of its work incentives are based on the annual COLA rate. In 2017, for instance, that means a consumer eligible for Social Security Disability Insurance (SSDI) earning less than $1,170 per month may still be eligible for benefits after his or her Trial Work Period. The new 2017 SGA level for workers who are disabled is $1,170; it’s $1,950 for workers who are blind.

The recent COLA increase led to a modest increase in the SGA, which means your consumer can now earn $40 more per month ($480 per year) and still qualify for benefits. The bottom line: When the SGA increases, many consumers can earn more and continue to be eligible for benefits.

COLA also affects recipients of Supplemental Security Income (SSI). In 2016 the maximum SSI payment did not increase, but for 2017 it rose a modest .3%, to $735, due to the new cost-of-living rate. 

Students with disabilities who are working make up another group affected by COLA if they’re using the Student Earned Income Exclusion. In 2017, Social Security ensures that working students can keep more of their SSI check by not counting up to $1,790 per month ($7,200 annually) of earned income when calculating a student’s monthly SSI payment. 

Why, you ask, is the rate increase so small if the economy has improved? Okay, let’s get a little benefits nerdy here. COLA is based on “quarters of coverage” and is averaged over two years. In October 2016, when they set the new rate, it was based on the third quarter of 2014 through the third quarter of 2016. Improvements to the economy (and therefore increasing prices for goods and services) that have occurred more recently won’t be reflected in the COLA rates until 2018 or 2019. 

We get it: It’s complicated. That’s why Indiana has resources for workers with disabilities and the people who support them. That means you!  

Benefits Information Resources

• 2017 Changes to Social Security (including COLA)
• 2017 Work Incentive Fact Sheets
• Need a refresher on all-thing-benefits?  Check out the Center on Community Living and Career’s Benefits Information Network trainings page. There you’ll find a save-the-date flyer for all of our 2017 certified BIN trainings and a link to registration for our February 22-23 workshop, “Social Security and Other Federal and State Benefits: Learning the Basics.” 

Have more questions? Contact a Benefits Information Network (BIN) liaison. There are now certified BIN liaisons in place at 62 of Indiana’s 96 community rehabilitation providers. For a referral to a BIN liaison, contact the Center on Community Living and Career’s Kelley Land (our benefits guru) at kelland@indiana.edu.